Monday 17 September 2012

Identity Theft and Recovery from it



Statistics show that identity theft is the fastest growing crime in the nation.  The old adage “to be forewarned is to be forearmed” is certainly true, and though there are steps you can take to protect yourself, and ways to minimize the effects it has on your life, we all need to familiarize ourselves with this type of crime and be prepared in case it happens to us.  Here are some starting points in regards to Identity theft recovery for you to consider:

·         What is Identity Theft?
·         Tips for Prevention and Protection against Identity Theft
·         How to get Help with Identity Theft Recovery

What is Identity Theft?
Identity theft comes in many different forms.  Whether it is commercial identity theft or child ID theft, they all are the result of a thief deciding to steal something from you. Sometimes it is your money, property, credit rating, or even stealing your identity to earn money without paying taxes or to commit crimes in your name to avoid prosecution.  The one thing all these types of identity theft have in common is that they could not take place if another person were not able to gain access to your personal information.  In a nutshell, whether someone is trying to steal your money, your credit, your criminal record, your earning power, etc, ID theft is another person using your personal identity to steal from you.

Tips for Prevention and Protection against Identity Theft

1.       Take items containing personal identification (checkbooks, credit cards, social security cards, etc.) with you only when you need them.
2.       Be smart about PINs and passwords (particularly important since most ID thieves are someone you know).
3.       Shred paper that has accounts or personal info on it (including preapproved credit card offers)
4.       Install firewalls on your computer and transact only on secure sites (look for the https:// at the beginning of the URL
5.       Elect to have your name removed from directories such as whitepages.com
6.       Monitor your credit score regularly. Report discrepancies immediately
7.       Don’t give out personal information over the phone or email

How to get Help with Identity Theft Recovery

To get help with identity theft, simply fill out the forms provided online at Credit-Yogi’s Identity Theft Assistance Center.  There is never an obligation.  Whether you need help with Social Security Theft Protection, another form of ID theft protection, or are a victim of ID theft searching for a way to recover as painlessly as possible, you simply fill out the forms you find on the website to get all the information you need.  Why wait? Put the ID theft assistance center at Legal-yogi to work for you today by filling out the forms provided.

Monday 27 August 2012

How To Protect Yourself From Online Identity Theft


The FTC estimates that 1 out of every 8 people in the United States has been affected by Identity Theft online in the last 5 years.  Unlike common identity theft, where it is much easier to realize something is wrong (like your wallet being stolen) identity theft can leave you completely unaware until it is WAY too late.  Fortunately, at Legal-yogi, we provide both post and preventative measures.

If you think you have been the victim of internet identity theft, or if you simply want to take preemptive action to safeguard against it, the following identity theft information is essential:

·         How does Online Identity theft Happen?
·         What steps can I take to safeguard against Identity Theft?
·         How Can I Get Professional Identity Theft Help?

How does Online Identity Theft Happen?

No one is safe from ID theft.  One of the most common types of ID theft is child identity theft.   Online identity theft can happen in 3 basic ways.  First, someone can steal your computer and hack your password (easier if your computer is not password protected) and gain access to any information stored on your computer.  Second, someone can nab information you send over an unsecured transmission (often known as phishing sites), and thirdly, through the use of spyware, someone can access any information on your computer.  Now, you might be saying to yourself that you are safe, because you don’t store any information on your computer a thief could use.  The truth is computers collect all types of information where it is deeply embedded in your hard drive.  The types of files stored by your computer are passwords and logins, names and addresses, and even your credit card numbers or social security numbers.

What steps can I take to safeguard against Identity Theft?

It is easy for anyone to see that preemptive action is the best way to guard against identity theft.  There is still help available if you are a victim of online identity theft, but you are better off to prevent it from ever happening.  Here are some suggestions to help you prevent it:

1.       Secure whatever web browser you use.  Many browsers are taking steps to prevent ID theft.  There are programs available to help secure your system.  Just remember, someone hacked into the system to begin with, so your protection is only as good as the program you use and your own personal habits.
2.       Be sure your program deletes all sensitive information such as:

Deleting your history, deleting cookies, deleting your internet cache, deleting your temp files, deleting hidden and locked index.dat files, deleting recent doc lists, and making sure your recycle bin is empty.
Finally, I would be remiss if I did not mention the fact that a good identity theft company is probably your best pre-emptive tool available to prevent online identity theft.

If you are asking yourself how you can get the professional identity theft information you need, the answer is simple.  By taking a moment to fill out the no-obligation, user friendly forms available here, Legal-yogi can give you all the information you could possibly need to get the best help available anywhere.  Legal-yogi can help guide you through getting help whether you are a victim in need of professional help, need an identity theft company, or even if you are someone wanting to take proactive steps to prevent identity theft online or child identity theft.  Since all information is absolutely no obligation, there is no reason at all to wait.  Act now. Protection is at your fingertips.